Posted by Arnold Balthazaar
Financial Institutions
Monday, May 17th, 2010
An economic downturn has rippled throughout the global economy, and in many instances, not the least of which is the country, has resulted in a recessionary economic climate. Commercial property has devalued over 50% from their highs in 2006, and businesses in the US are just now beginning to claw back the losses they have [...]
Posted by Arnold Balthazaar
Financial Institutions, Service Providers
Wednesday, May 12th, 2010
In order to succeed in commercial property investment, a specific process must be implemented to reach clear objectives. While revision of such processes must be regular and diligent, an intimate global view of the entire investment process must be had. Information from a variety of external sources will be received and needs to suffer conversion [...]
Posted by Arnold Balthazaar
Financial Institutions, Government
Wednesday, May 5th, 2010
In the aftermath of all social tragedy there is a compelling attraction toward drastic action and in that of the Global Financial Crisis it appears that things are no different. After observing the ludicrous risks taken in pre-2008 lending practices, and the remuneration offered those approving such conduct, the ideology of self correcting market forces, [...]
Posted by Arnold Balthazaar
Financial Institutions, Government
Friday, April 30th, 2010

Inflation is the one foe that is sought to be contained by economic regulators. Officially delegated to a Federal Reserve, inflation targeting is the bane of every Chairman’s existence. Academics have been known to be divided in their views pertaining to the functions of a Central Bank. Some adhere to the opinion that a Central [...]
Posted by John Loup
Financial Institutions, Service Providers
Monday, April 12th, 2010
Loss mitigation in respect of distressed commercial property is particularly instructive given the complex character imbued in the commercial property sector. Cash flows, rates of return and interest, along with appreciating and depreciating capital values make a commercial short sale the prime subject for loss mitigation review. Due to the number of dynamic variables associated [...]
Posted by Arnold Balthazaar
Financial Institutions, Government
Sunday, April 4th, 2010
As the United Kingdom head toward an election in June 2010, some may recall the end of an era instituted by British Prime Minister Ms Margret Thatcher some 30 years ago. A keen advocate of Thatcherism, US President Ronald Reagan also implemented the deregulation of the financial markets and relied on rational expectations theory to [...]
Posted by Arnold Balthazaar
Financial Institutions, Service Providers
Thursday, April 1st, 2010
It may come as a surprise to those not self employed to find out that 98% of small businesses fail in the first year of operation. Even more intriguing is the fact that this failure rate is not due to lack of expertise in the area of human endeavor pursued, but invariably due to inexperience [...]
Posted by admin
Economic Updates, Financial Institutions
Thursday, March 11th, 2010
Banks Pressed on Second Mortgages – Wall Street Journal Wall Street Pit (blog) Banks Pressed on Second Mortgages Wall Street Journal The ensuing foreclosure is likely more costly for all parties than a short sale would have been. Under an Obama administration program due to begin in the … Home-Saving Loans AfootWall Street Journal all [...]