Stories written by Balthazaar
Posted by Arnold Balthazaar
Financial Institutions, Government
Wednesday, June 2nd, 2010
The proposition made by some that regulation of the finance industry was already in place through banking regulators standards and SEC reporting standards has some credence due to its truth. However, when banking disclosure requirements are creatures of statute, it is yet a remote manner in which the Federal government has subsidized the capital costs [...]
Posted by Arnold Balthazaar
Financial Institutions
Wednesday, May 26th, 2010
The commercial short sale may well be the most suitable alternative to commercial foreclosure however, things are not as they seem. With the spectacular weakness in the US property market over the past 4 years, and the demise of the sub-prime mortgage market, regulation has emerged as the voice of economic reason into the future. [...]
Posted by Arnold Balthazaar
Financial Institutions
Wednesday, May 19th, 2010
In Pinnel’s Case, an foundational contract law decision from 1604, it was decided that part payment of a debt was in no way commensurate with full satisfaction of the debt, but that when some other detriment was offered in consideration along with the part payment, then the agreement may be considered a negotiation and fresh [...]
Posted by Arnold Balthazaar
Financial Institutions
Monday, May 17th, 2010
An economic downturn has rippled throughout the global economy, and in many instances, not the least of which is the country, has resulted in a recessionary economic climate. Commercial property has devalued over 50% from their highs in 2006, and businesses in the US are just now beginning to claw back the losses they have [...]
Posted by Arnold Balthazaar
Financial Institutions, Service Providers
Wednesday, May 12th, 2010
In order to succeed in commercial property investment, a specific process must be implemented to reach clear objectives. While revision of such processes must be regular and diligent, an intimate global view of the entire investment process must be had. Information from a variety of external sources will be received and needs to suffer conversion [...]
Posted by Arnold Balthazaar
Assisted Living, California
Monday, May 10th, 2010

Short sales presenting themselves in the assisted living property market need to be treated with caution and a certain amount of apprehension. Assisted living property is at significant variance with property assets of other types due to its reliance on collateral services. Assisted living facilities invariably give rise to a central body that provides particular [...]
Posted by Arnold Balthazaar
Dallas, Headlines
Friday, May 7th, 2010

Amid the media frenzy accompanying the global economic crisis, it may be that a certain sense of skepticism has filled the air at times. Nevertheless, while the green shoots of economic recovery have been referred to as if the representing the Second Coming, many parts of the United States are poured over for signs of [...]
Posted by Arnold Balthazaar
Financial Institutions, Government
Wednesday, May 5th, 2010
In the aftermath of all social tragedy there is a compelling attraction toward drastic action and in that of the Global Financial Crisis it appears that things are no different. After observing the ludicrous risks taken in pre-2008 lending practices, and the remuneration offered those approving such conduct, the ideology of self correcting market forces, [...]
Posted by Arnold Balthazaar
Dallas, Hotels, San Francisco
Monday, May 3rd, 2010

Typically, commercial property ought to return a capitalized income of between a 1% and 2% discount to the commercial borrowing rate, but is more often than not dictated to by the type of commercial use the property is put to. Hospitality itself is a diverse industry and hotel property may well be part of a [...]
Posted by Arnold Balthazaar
Appartment Buildings, Dallas, Houston
Monday, May 3rd, 2010

The short sale market has evolved into an animal of streamlined technology over the economic bloodshed of the past 4 years, and one that I snow capable of some endurance in the face of a seemingly recovering economy. For many in Houston and even throughout Texas, the first step in damage control when mortgage commitments [...]